Author: Jennifer Topzand

Practical tips to help you save, grow and make dreams happen, and member stories to back up that promise

A person standing and looking concerned as they read over a financial document.

How to Deal with Inflation

Here are some of the easiest ways to protect your pocketbook from the rising costs of everyday expenses during an inflation. Read More

Are You Ready to Buy a Home? Here’s How to Know

Buying a home is a big financial and emotional step. Consider the following factors before making the big move. Read More

How to set short-term and long-term financial goals

Financial goals are essential for achieving what you truly value in life. This guide offers practical advice on setting short-term and long-term financial goals, including tips on budgeting, debt reduction, emergency savings, and retirement planning. Start paving the way toward your financial stability today! Read More

person checking their credit score on computer

What to know about soft credit inquiries

Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More

Black woman looking at document while working on her laptop so she can set up direct deposit and get an early payday.

Enjoy Payday Sooner from a Credit Union with Early Direct Deposit

Are you tired of waiting for your hard-earned money? Direct deposit is your golden ticket to an early payday. It also saves you time, shields you from overdrafts, enhances security, and simplifies your savings strategy. Read More

Black woman looks concerned using her cell phone after receiving an account alert.

Secure Your Finances With Alerts

Stay in control of your finances with account alerts. Get notified about important activity on your account, from low balances to large transactions. Discover how to set them up easily and avoid unexpected fees. Your financial security is just a click away. Read More