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Must meet membership and account criteria. All loans subject to credit approval.

*Must be 18 years old and meet membership and account criteria. To qualify, the referring member must be an existing active BluPeak Credit Union member in good standing, and the new referred member must be a different account must meet all of the promotion criteria. Referred members must be referred by an existing member with open accounts and/or loans in good standing, must be first time new members and meet membership eligibility and account opening criteria, use the promo code received by email to open a Free Checking with eStatements account, open one other deposit account (either a Savings, Money Market or Certificate), receive at least two (2) qualifying direct deposits to the new checking account that are new to BluPeak Credit Union in their name for a total of at least $500 within 90 days of account opening and maintain the new account in good standing for at least 90 days. Only direct deposits of funds new to BluPeak that are received in the referred member’s name from a third party within the first 90 days of account opening are considered for this promotion (Ex. electronic deposits of your payroll, your government benefits, etc.). Online banking transfers, personal money transfers, ATM and mobile check deposits do not qualify. If eligible, The $200 deposit account bonus for the referring member will be paid to their BluPeak account no longer than 10 days after the referred member has met criteria and new accounts have been opened. The $200 deposit account bonus will be credited to the referred member’s BluPeak account after all requirements are met, the new accounts have been open for 90 days, and remain in good standing. Referrals subject to verification. All related individuals may no longer qualify for this promotion and may not receive all or a portion of the bonus if, in BluPeak Credit Union’s sole discretion, they are linked to an unqualified referral or misuse of the program. Bonus payments subject to tax. Cannot be combined with any other offer. BluPeak employees not eligible. Limited time offer. Terms and conditions subject to change without notice, and promotion may be discontinued, prior to new account opening.

**To qualify, you must be a first-time new member of BluPeak Credit Union, meet membership and account opening criteria, open a checking account, and use promo code “WELCOME”. $25 will be credited to the checking account within 30 days of account opening. An additional $275 will be credited to the checking account within 30 days after the account has been open for 180 days, remains in good standing, and a minimum of five (5) qualifying direct deposits with an aggregate total of least $5,000 have posted to the account. Only direct deposits received in your name from a third party within the first 180 days of account opening are considered for this promotion (Ex. electronic deposits of your payroll, your government benefits, etc.). Online banking transfers, personal money transfers, ATM and mobile check deposits do not qualify. Must be 18 years or older to participate. You may no longer qualify for this promotion and may not receive all or part of this bonus if, in BluPeak Credit Union’s sole discretion, there has been misuse of the program. Bonus payments subject to tax. Cannot be combined with other offers. BluPeak employees not eligible. Limited time offer. Terms and conditions subject to change without notice, and promotion may be discontinued, prior to new account opening.

1. Must qualify for payment deferral. Finance charges begin accruing as of the loan origination date.

The APY is based on an assumption that dividends will remain in the account until maturity. Early withdrawal penalties apply. Withdrawals and fees may reduce earnings. Refer to the Schedule of Fees and Charges for more information about fees.