How to Deal with Inflation
Here are some of the easiest ways to protect your pocketbook from the rising costs of everyday expenses during an inflation.
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Featured Posts
Overcoming Financial Mindsets to Master Money Handling
Get yourself in a better financial mindset and start saving today with these quick tips. Read More
Car Buying: Things to Know About Financing
Here’s a quick primer on key things buyers should know about financing on a car before they start their shopping. Read More
What Are the Differences Between Saving and Investing?
We know saving and investing are important pieces of planning for the future, but what are the exact differences between them? Read More
Most Recent
Soft Credit Inquiry vs. Hard Inquiry: What’s the Difference?
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
Best Bank Accounts for College Students
The best bank account for a college student is one with no monthly maintenance fee, no minimum balance, a fee-free ATM network, a strong mobile app, and a clear path to building credit. Credit unions like BluPeak — federally insured by the NCUA up to $250,000 — often beat big national banks on fees and rates because they’re member-owned and Read More
How to Build Credit From Scratch: A Step-by-Step Guide
Everyone starts with no credit — a blank file isn’t a bad score, it’s simply the beginning. But that blank file can still stand between you and an apartment, a car loan, or a decent interest rate. The good news is that building credit from scratch is one of the most predictable things in personal finance. Follow a few steps Read More
What Is a Mobile Wallet and How Does It Work?
The use of contactless payments with mobile wallets has increased significantly since the start of the pandemic. Are you still paying the old-fashioned way? Here’s why you should give your phone’s mobile wallet a try. Read More
Personal Loan vs. Credit Card: Which Should You Use?
A personal loan and a credit card are both useful — they’re just built for different jobs. A personal loan gives you a fixed amount at a fixed rate with a set payoff date, which makes it the better fit for a large, one-time expense or for consolidating high-interest balances. A credit card is revolving credit that’s ideal for everyday Read More
Zelle vs. Venmo vs. Cash App: The Safest Way to Send Money
BluPeak Credit Union Financial Wellness Team Zelle®, Venmo®, and Cash App® all let you send money in minutes, but they work differently. Zelle® moves money directly between bank accounts (often within your banking app) and doesn’t hold a balance, which many people consider the most secure for everyday transfers between people they trust. Venmo® and Cash App® store a balance Read More
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