How to Deal with Inflation
Here are some of the easiest ways to protect your pocketbook from the rising costs of everyday expenses during an inflation.
Credit Union Blog
Practical tips to help you save, grow and make dreams happen, and member stories to back up that promise
I’m Dreaming about:
Search the Blog:
Featured Posts
Overcoming Financial Mindsets to Master Money Handling
Get yourself in a better financial mindset and start saving today with these quick tips. Read More
Car Buying: Things to Know About Financing
Here’s a quick primer on key things buyers should know about financing on a car before they start their shopping. Read More
What Are the Differences Between Saving and Investing?
We know saving and investing are important pieces of planning for the future, but what are the exact differences between them? Read More
Most Recent
Traditional IRA vs Roth IRA: Which Is Best for You?
Quick Answer: Both Traditional and Roth IRAs are tax-advantaged retirement accounts, but they differ significantly in when you pay taxes on your money — either now (Roth) or later (Traditional). Choosing the right one depends on your current tax situation, future income expectations, and retirement goals. Whether you’re just starting to save for retirement or looking to refine your long-term Read More
How to Lower Your Monthly Bills
If it feels like everyone around you is on edge about money, you’re not imagining it. According to the American Psychological Association, 83% of adults say inflation is a major source of stress, and many worry about having enough money to cover everyday expenses. At BluPeak, we believe financial confidence starts with practical steps—not extreme budgeting or giving up everything Read More
Credit Union Auto Loan Rates: Why They’re Often Lower Than Dealership Financing in California
Quick Answer Credit union auto loan rates are often lower than dealership financing because credit unions are member-owned and not for profit. This structure allows them to offer competitive annual percentage rates (APRs), transparent loan terms, and guidance focused on long-term financial health: not dealership markups or short-term financing incentives. What Are Credit Union Auto Loan Rates? Credit union Read More
Buy Now, Pay Later with FlexPay!
BluPeak’s FlexPay is an alternative to traditional “Buy Now, Pay Later” loans offered by companies like Klarna, AfterPay, and Affirm, allowing our members to break up large purchases into smaller installment payments. What makes FlexPay different, however, is that compared to the Buy Now, Pay Later options offered at for-profit financial institutions, FlexPay offers more forgiving grace periods for late Read More
Financial Wellness Month: Build Better Money Habits
Every January, folks all across the world begin making and committing to their New Year’s Resolutions, with improved financial wellness being the #2 most popular New Year’s Resolution according to Forbes. If Financial Wellness is your priority this year, let us help: in this blog, we’ll cover the basics of what Financial Wellness Month actually is, how to make the Read More
Breaking Down Financial Goals: How to Make Your Money Work for You
With the arrival of tax season, you might be thinking about getting your finances in order. After all, nearly 70% of Americans have less than $1,000 saved for retirement, and statistically speaking, you might fall into that bucket. But how should you actually start? 1. First, identify your goals: what are they, and when do you want to achieve them? Read More
Disclosures
Must meet membership and account criteria. This information and related links are provided for informational purposes only and as a convenience. Links to external resources do not constitute an endorsement of, or an approval by, BluPeak Credit Union.