How to Deal with Inflation
Here are some of the easiest ways to protect your pocketbook from the rising costs of everyday expenses during an inflation.
Credit Union Blog
Practical tips to help you save, grow and make dreams happen, and member stories to back up that promise
I’m Dreaming about:
Search the Blog:
Featured Posts
Overcoming Financial Mindsets to Master Money Handling
Get yourself in a better financial mindset and start saving today with these quick tips. Read More
Car Buying: Things to Know About Financing
Here’s a quick primer on key things buyers should know about financing on a car before they start their shopping. Read More
What Are the Differences Between Saving and Investing?
We know saving and investing are important pieces of planning for the future, but what are the exact differences between them? Read More
Most Recent
Is That Call or Text Really From BluPeak? How to Tell
How to Tell If a Call or Text Is Really From BluPeak Imagine you get a text about a $1,200 charge you don’t recognize. Or you get a call from someone who says they’re with BluPeak’s fraud team, and the number on your screen is ours. Before you reply, you need to answer one question: is this really BluPeak? BluPeak Read More
How to Protect Yourself From the Latest Financial Scams
To protect yourself from financial scams, slow down and verify before you act. Scammers create urgency to push you into sending money or sharing account details. The biggest threats in 2026 are imposter scams (someone pretending to be your bank, the government, or a company), social media scams, and peer-to-peer (P2P) payment fraud. Never share one-time passcodes, never move money Read More
What Damages Your Credit Score? The 6 Biggest Factors
What damages your credit score? The two biggest factors are missing or late payments and high credit utilization, which together make up about 65% of a FICO Score. Defaulting on a loan, closing old accounts, applying for too much new credit at once, and having little variety in your credit can also lower your score. Building a good credit score Read More
Soft Credit Inquiry vs. Hard Inquiry: What’s the Difference?
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
Best Bank Accounts for College Students
The best bank account for a college student is one with no monthly maintenance fee, no minimum balance, a fee-free ATM network, a strong mobile app, and a clear path to building credit. Credit unions like BluPeak — federally insured by the NCUA up to $250,000 — often beat big national banks on fees and rates because they’re member-owned and Read More
How to Build Credit From Scratch: A Step-by-Step Guide
Everyone starts with no credit — a blank file isn’t a bad score, it’s simply the beginning. But that blank file can still stand between you and an apartment, a car loan, or a decent interest rate. The good news is that building credit from scratch is one of the most predictable things in personal finance. Follow a few steps Read More
Disclosures
Must meet membership and account criteria. This information and related links are provided for informational purposes only. Links to external resources do not constitute an endorsement of, or an approval by, BluPeak.