Managing Credit & Debt
Practical tips to help you save, grow and make dreams happen, and member stories to back up that promise
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How to set short-term and long-term financial goals
Financial goals are essential for achieving what you truly value in life. This guide offers practical advice on setting short-term and long-term financial goals, including tips on budgeting, debt reduction, emergency savings, and retirement planning. Start paving the way toward your financial stability today! Read More
What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
What Can Damage Your Credit Score
Achieving a good credit score is just part of the story—protect your credit by avoiding these risky financial moves. Read More
Debt Awareness Week: Creating Healthy Financial Habits
Did you know that healthy financial habits can be learned, and they can actually be fun as you see yourself making progress toward your financial goals? Read More
Build or Repair Your Credit with These 4 Tips
A good credit score can lead to better opportunities. Here are some steps you can take to start building a positive credit history. Read More
What to Know Before Getting a Credit Card
Read on to find out what you need to know before getting a credit card. Read More