Rates
|
Checking Type |
Dividend Rate |
APY |
|---|---|---|
|
Checking Type Premier Checking |
Dividend Rate 0.05% |
APY 0.05% |
|
Checking Type Free Checking with eStatements |
Dividend Rate 0.00% |
APY 0.00% |
|
Checking Type Student Checking |
Dividend Rate 0.00% |
APY 0.00% |
|
Must meet membership and account criteria. Rate terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are the anticipated rates and yields for the current period and are variable, meaning they can change without notice unless noted otherwise. APYs assume dividends will remain in the account. Withdrawals and fees may reduce earnings. Refer to the Schedule of Fees and Charges to see full rates and terms. |
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|
Savings Type |
Dividend Rate |
APY |
|---|---|---|
|
Savings Type Regular Savings |
Dividend Rate .05% |
APY .05% |
|
Savings Type Advantage Savings |
Dividend Rate .05% |
APY .05% |
|
Savings Type Holiday Savings1 |
Dividend Rate .30% |
APY .30% |
|
Savings Type Youth Savings2 |
Dividend Rate .05% |
APY .05% |
|
Savings Type IRA Regular Savings |
Dividend Rate .05% |
APY .05% |
|
Savings Type Legacy Savings |
Dividend Rate .00% |
APY .00% |
|
Must meet membership and account criteria. Rate terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are the anticipated rates and yields for the current period and are variable, meaning they can change without notice unless noted otherwise. APYs assume dividends will remain in the account. Withdrawals and fees may reduce earnings. Refer to the Schedule of Fees and Charges to see full rates and terms. 1. Deposits only, with one annual disbursement in November. A withdrawal, other than the scheduled disbursement, will cause the account to be closed and any accrued dividends will be forfeited. |
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|
Balance |
Dividend Rate |
APY |
|---|---|---|
|
Balance $1,000,000 and above |
Dividend Rate .15% |
APY .15% |
|
Balance $250,000 to $999,999 |
Dividend Rate .15% |
APY .15% |
|
Balance $50,000 to $249,999 |
Dividend Rate .15% |
APY .15% |
|
Balance $25,000 to $49,999 |
Dividend Rate .10% |
APY .10% |
|
Balance $15,000 to $24,999 |
Dividend Rate .05% |
APY .05% |
|
Balance $2,500 to $14,999 |
Dividend Rate .05% |
APY .05% |
|
Must meet membership and account criteria. Rate terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are the anticipated rates and yields for the current period and are variable, meaning they can change without notice unless noted otherwise. APYs assume dividends will remain in the account. Withdrawals and fees may reduce earnings. Refer to the Schedule of Fees and Charges to see full rates and terms. |
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|
Term |
Balance |
Dividend Rate |
APY |
|---|---|---|---|
|
Term 3 Month Promotional Certificate* |
Balance over $1,000 |
Dividend Rate 3.69% |
APY 3.75% |
|
Term 3-5 Months |
Balance $1,000 - $2,499 |
Dividend Rate 0.25% |
APY 0.25% |
|
Term 3-5 Months |
Balance $2,500 - $9,999 |
Dividend Rate 0.25% |
APY 0.25% |
|
Term 3-5 Months |
Balance Over $10,000 |
Dividend Rate 0.25% |
APY 0.25% |
|
Term 6 Month Promotional Certificate* |
Balance over $1,000 |
Dividend Rate 4.17% |
APY 4.25% |
|
Term 6-11 Months |
Balance $1,000 - $2,499 |
Dividend Rate 1.00% |
APY 1.00% |
|
Term 6-11 Months |
Balance $2,500 - $9,999 |
Dividend Rate 1.00% |
APY 1.00% |
|
Term 6-11 Months |
Balance Over $10,000 |
Dividend Rate 1.00% |
APY 1.00% |
|
Term 12 Month Promotional Certificate* (New Money Only) |
Balance over $1,000 |
Dividend Rate 4.89% |
APY 5.00% |
|
Term 12-23 Months |
Balance $1,000 - $2,499 |
Dividend Rate 1.29% |
APY 1.30% |
|
Term 12-23 Months |
Balance $2,500 - $9,999 |
Dividend Rate 2.96% |
APY 3.00% |
|
Term 12-23 Months |
Balance Over $10,000 |
Dividend Rate 2.96% |
APY 3.00% |
|
Term 24-35 Months |
Balance $1,000 - $2,499 |
Dividend Rate 2.23% |
APY 2.25% |
|
Term 24-35 Months |
Balance $2,500 - $9,999 |
Dividend Rate 3.93% |
APY 4.00% |
|
Term 24-35 Months |
Balance Over $10,000 |
Dividend Rate 3.93% |
APY 4.00% |
|
Term 36-59 Months |
Balance $1,000 - $2,499 |
Dividend Rate 2.28% |
APY 2.30% |
|
Term 36-59 Months |
Balance $2,500 - $9,999 |
Dividend Rate 2.42% |
APY 2.45% |
|
Term 36-59 Months |
Balance Over $10,000 |
Dividend Rate 2.42% |
APY 2.45% |
|
Term 60-120 Months |
Balance $1,000 - $2,499 |
Dividend Rate 2.42% |
APY 2.45% |
|
Term 60-120 Months |
Balance $2,500 - $9,999 |
Dividend Rate 2.42% |
APY 2.45% |
|
Term 60-120 Months |
Balance Over $10,000 |
Dividend Rate 2.42% |
APY 2.45% |
|
*APY valid as of 3/10/2023. These promotions are a limited time offer. Certificate will automatically renew to a non-promotional like term at the dividend rate in effect at the time of renewal. Minimum balance of $1,000. The APY is based on an assumption that dividends will remain in the account until maturity. Early withdrawal penalties apply. Terms and conditions subject to change. 12 month promotion is for new money only. 3 month and 6 month promotion are for new and existing money. |
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|
Term |
Balance |
Dividend Rate |
APY |
|---|---|---|---|
|
Term 13-Month |
Balance $10,000 - $24,999 |
Dividend Rate .15% |
APY .15% |
|
Term 13-Month |
Balance $25,000 - $49,999 |
Dividend Rate .15% |
APY .15% |
|
Term 13-Month |
Balance $50,000 - $99,999 |
Dividend Rate .15% |
APY .15% |
|
Term 24-Month |
Balance $10,000 - $24,999 |
Dividend Rate .50% |
APY .50% |
|
Term 24-Month |
Balance $25,000 - $49,999 |
Dividend Rate .50% |
APY .50% |
|
Term 24-Month |
Balance $50,000 - $99,999 |
Dividend Rate .50% |
APY .50% |
|
Term 36-Month |
Balance $10,000 - $24,999 |
Dividend Rate .75% |
APY .75% |
|
Term 36-Month |
Balance $25,000 - $49,999 |
Dividend Rate .75% |
APY .75% |
|
Term 36-Month |
Balance $50,000 - $99,999 |
Dividend Rate .75% |
APY .75% |
|
You have a one-time option to exchange the original dividend rate for the current rate offered during the first 12 months of the original term. Restrictions apply. See Option Rate disclosure for additional information or ask our staff. |
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|
Term |
Dividend Rate |
APY |
|---|---|---|
|
Term 12 Months |
Dividend Rate .40% |
APY .40% |
|
Term |
Dividend Rate |
APY |
|---|---|---|
|
Term 12 Months |
Dividend Rate .35% |
APY .35% |
|
Term 18 Months |
Dividend Rate .50% |
APY .50% |
|
Term 24 Months |
Dividend Rate .75% |
APY .75% |
|
Term 60-120 Months |
Dividend Rate .95% |
APY .95% |
Must meet membership and account criteria. Rate terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are the anticipated rates and yields for the current period and are variable, meaning they can change without notice until a specific certificate is opened. APYs assume dividends will remain in the account. Withdrawals and fees may reduce earnings. Refer to the Schedule of Fees and Charges to see full rates and terms. Early withdrawal penalties apply. Deposits are generally not permitted, except for the Add-On certificate which allows deposits between $100.00 and $999.99. Certificates generally renew to a like term at the dividend rate in effect at renewal. Promotional certificates, when offered, may renew to standard certificates. Refer to the individual certificate disclosure for specific information.
Mortgages
We offer Fixed Rate, Adjustable Rate, Jumbo Fixed, and Jumbo Adjustable Rate Mortgage Loans.
Contact us for today’s rates and to apply for a loan
|
Max. Combined Loan-To-Value |
Minimum Line |
Maximum Line |
Prime Rate |
Margin |
Variable APR without AutoPay |
Variable APR with AutoPay* |
|---|---|---|---|---|---|---|
|
Max. Combined Loan-To-Value Up to 70% |
Minimum Line $10,000 |
Maximum Line $250,000 |
Prime Rate 8.25% |
Margin 2.00% |
Variable APR without AutoPay 10.25% |
Variable APR with AutoPay* 9.75% |
|
Must meet membership and account criteria. All loans subject to credit approval. APRs listed are our best rates. Your rate may be higher based on your credit history and other qualifying criteria. The rate is variable and may adjust monthly but at no time can the interest rate be below our floor rate of 3.99% and cannot exceed the max rate of 15.00% APR. A $10,000 initial advance may be required. You may be required to reimburse us for closing costs if your line is closed in the first three years. *AutoPay from a BluPeak Checking Account is required to receive the lowest rate, otherwise add 0.50%. |
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|
Term |
APR as low as |
Maximum Loan Amount |
|---|---|---|
|
Term Up to 24 months |
APR as low as 6.49% |
Maximum Loan Amount Up to 130% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 36 months |
APR as low as 6.59% |
Maximum Loan Amount Up to 130% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 48 months |
APR as low as 7.09% |
Maximum Loan Amount Up to 130% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 60 months |
APR as low as 7.19% |
Maximum Loan Amount Up to 130% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 72 months |
APR as low as 7.39% |
Maximum Loan Amount Up to 130% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 84 months |
APR as low as 8.39% |
Maximum Loan Amount Up to 130% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term |
APR as low as |
Maximum Loan Amount |
|---|---|---|
|
Term Up to 24 months |
APR as low as 7.49% |
Maximum Loan Amount Up to 130% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 36 months |
APR as low as 7.59% |
Maximum Loan Amount Up to 130% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 48 months |
APR as low as 8.09% |
Maximum Loan Amount Up to 130% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 60 months |
APR as low as 8.19% |
Maximum Loan Amount Up to 130% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 72 months |
APR as low as 8.39% |
Maximum Loan Amount Up to 130% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 84 months |
APR as low as 9.39% |
Maximum Loan Amount Up to 130% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Loan Type |
APR as low as |
Loan Term |
|---|---|---|
|
Loan Type New RV |
APR as low as 8.99% to 12.99% |
Loan Term Up to 180 months |
|
Loan Type Used RV |
APR as low as 9.99% to 13.99% |
Loan Term Up to 180 months |
|
Loan Type New Boat |
APR as low as 8.99% to 12.99% |
Loan Term Up to 180 months |
|
Loan Type Used Boat |
APR as low as 9.99% to 13.99% |
Loan Term Up to 180 months |
Must meet membership and account criteria. All loans subject to credit approval. Rates, terms, and conditions subject to change without notice. Some restrictions apply. APRs listed are our best rates. Your rate may be higher based on your credit history and other qualifying criteria. Additional discounts may be applicable, please ask BluPeak representative for more details. Financing may include dealer service contracts, such as Guaranteed Auto Protection and Mechanical Breakdown Insurance. BluPeak also offers similar service contracts at very reasonable rates. Please call our Member Service Center at 866.873.4968.
Interest rates and monthly payment information are only estimates. Actual rates and monthly payment amounts are based on your personal credit history and will be provided upon receipt of a completed loan application approved by BluPeak Credit Union. Payment Examples: 6.49% APR is based on approximately 24 monthly payments of $44.67 per $1,000 borrowed. 6.59% APR is based on approximately 36 monthly payments of $30.78 per $1,000 borrowed. 7.09% APR is based on approximately 48 monthly payments of $24.07 per $1,000 borrowed. 7.19% APR is based on approximately 60 monthly payments of $19.96 per $1,000 borrowed. 7.39% APR is based on approximately 72 monthly payments of $17.30 per $1,000 borrowed. 8.39% APR is based on approximately 84 monthly payments of $15.84 per $1,000.00 borrowed. RV and boat loan payment examples: 8.99% APR is based on approximately 84 monthly payments of $16.15 per $1,000 borrowed. 8.99% APR is based on approximately 120 monthly payments of $12.72 per $1,000 borrowed. 8.99% APR is based on approximately 180 monthly payments of $10.18 per $1,000 borrowed. Check out our calculators to calculate a payment example for your specific loan needs.
|
Loan Type |
Maximum Loan Amount |
Loan Term |
APR as low as |
|---|---|---|---|
|
Loan Type Signature Loan |
Maximum Loan Amount Up to $30,000 |
Loan Term Up to 96 months |
APR as low as 10.49% |
|
Loan Type Share Secured |
Maximum Loan Amount Up to 100% of a BluPeak Credit Union Savings Account |
Loan Term Up to 120 months |
APR as low as Regular Savings Rate plus 3.00% |
|
Must meet membership and account criteria. All loans subject to credit approval. Rate terms and conditions subject to change. Some restrictions apply. APRs listed are our best rates. Your rate may be higher based on your credit history and other qualifying criteria. $40,000 is the max combined total unsecured loan limit/balances per member. 36 monthly payments of $32.65 for every $1,000 borrowed at 10.49% and requires automatic payments from a BluPeak Credit Union Checking Account, otherwise rate will increase by .50%. |
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