Friends on a road trip.

Savings Accounts

So many reasons to be optimistic

Up to
2.50
%
APY
Open a new account

Are you Currently a member of BluPeak Credit Union?

Check Application Status

A savings account isn’t just to use. It’s to dream.

The money you set aside today is there to transform your future. So dream bigger. Let’s make this happen.

Control, convenience, quicker progress.

Save money without even having to think about it, while monitoring your balance from the devices you like best. Want to be notified when you reach a goal? We’ll tell you.

  • Direct deposit to savings

    Want to get your money faster? Setting up direct deposit is really easy.

  • Automatic transfers

    Set up automatic, recurring transfers, and your saving goals will happen all by themselves.

  • Smartwatch banking

    Check the time; see your progress. Smartwatch banking lets you monitor your savings at a glance.

  • Alerts & eDocuments

    Set up text or email alerts to track what you need to know, and get all your account statements electronically.

We’ve got options for you.

  • Best if you want:

    Best if you want:

  • Minimum Balance

    Minimum Balance

  • Opening Balance

    Opening Balance

  • Monthly Fee

    Monthly Fee

  • Higher Rate Dividends

    Higher Rate Dividends

  • ATM Card Option

    ATM Card Option

High Rate Savings

  • Best if you want:

    An account to get you in the habit of saving

  • Minimum Balance

    $0

  • Opening Balance

    $25

  • Monthly Fee

    $0

  • Higher Rate Dividends

    No

  • ATM Card Option

    Yes

Regular Savings

  • Best if you want:

    A savings account to help you save for something special

  • Minimum Balance

    $200

  • Opening Balance

    $25

  • Monthly Fee

    $5 (waived if minimum balance requirements are met)

  • Higher Rate Dividends

    No

  • ATM Card Option

    Yes

Holiday Savings1

  • Best if you want:

    An account to save for holiday cheer

  • Minimum Balance

    $0

  • Opening Balance

    $5

  • Monthly Fee

    $0

  • Higher Rate Dividends

    Yes, 0.30% APY

  • ATM Card Option

    No

Youth Savings2

  • Best if you want:

    A savings account for your little one

  • Minimum Balance

    $0

  • Opening Balance

    $25

  • Monthly Fee

    $0

  • Higher Rate Dividends

    No

  • ATM Card Option

    Yes

Start small. Save big.

It’s easy! Start by putting just $1.00 in a BluPeak Credit Union savings account the first week. Then increase your deposit by one dollar each week. You’ll deposit $2.00 the second week, $3.00 the third week, and so on, until at the end of the challenge you’ll make a final $52.00 deposit. It won’t feel like you’re doing that much, but you’ll be surprised how quickly it adds up.

After one year—52 short weeks—you’ll have saved almost $1,400! And, you’ll have created a healthy new habit that can help you bring more of your dreams to life.

Download the Plan
Couple laughing at the beach.

Tomorrow looks good from here.

Savings Accounts

Savings Type

Dividend Rate

APY

Opening Balance

Savings Type

High Rate Savings

Dividend Rate

2.48%

APY

2.50%

Opening Balance

$25

Savings Type

Regular Savings

Dividend Rate

0.05%

APY

0.05%

Opening Balance

$25

Savings Type

Advantage Savings

Dividend Rate

0.05%

APY

0.05%

Opening Balance

$25

Savings Type

Holiday Savings1

Dividend Rate

0.30%

APY

0.30%

Opening Balance

$5

Savings Type

Youth Savings2

Dividend Rate

0.05%

APY

0.05%

Opening Balance

$25

Savings Type

IRA Regular Savings

Dividend Rate

0.05%

APY

0.05%

Opening Balance

$0

Savings Type

Legacy Savings

Dividend Rate

0.00%

APY

0.00%

Opening Balance

$25

Must meet membership and account criteria. Rates, terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are effective as of 12/09/2024, are the anticipated rates and yields and are variable, meaning they can change without notice unless noted otherwise. Refer to the Schedule of Fees and Charges for more information.

1. Deposits only, with one annual disbursement in November. A withdrawal, other than the scheduled disbursement, will cause the account to be closed and any accrued dividends will be forfeited.
2. Designed for minors under age 18, using the minor’s tax identification number. A person of majority age must also be joint on the account.

Need answers? We’ve got ’em.

You can make a deposit one of the following ways:

Mail your deposit with a deposit slip. BluPeak Credit Union, P.O. Box 881109, San Diego, CA 92168.

To set up a payer direct deposit relationship, please complete our Direct Deposit Form and submit it to your employer, state or federal agency, or to another entity that pays you on a regular basis.

If you’re using a different direct deposit form, please be sure to enter our Routing and Transit Number: 322281691.

We offer several convenient ways to transfer money between your BluPeak Credit Union accounts:

  • Log in to Online Banking and click the Move Money tab
  • Log in to Online Banking using our Mobile App and tap Transfers
  • Use our 24-Hour Telephone Banking Line at 866.873.4968
  • Visit any CO-OP ATM

Ready to take the next step?

Open a savings account online
Open in person

Disclosures

Must meet membership and account opening criteria. Mobile and data rates apply when using Mobile Banking.
1. Deposits only, with one annual disbursement in November. A withdrawal, other than the scheduled disbursement, will cause the account to be closed and any accrued dividends will be forfeited.
2. Designed for minors under age 18, using the minor’s tax identification number. A person of majority age must also be joint on the account.