Savings Accounts
So many reasons to be optimistic
A savings account isn’t just to use. It’s to dream.
The money you set aside today is there to transform your future. So dream bigger. Let’s make this happen.
Control, convenience, quicker progress.
Save money without even having to think about it, while monitoring your balance from the devices you like best. Want to be notified when you reach a goal? We’ll tell you.
-
Direct deposit to savings
Want to get your money faster? Setting up direct deposit is really easy.
-
Automatic transfers
Set up automatic, recurring transfers, and your saving goals will happen all by themselves.
-
Smartwatch banking
Check the time; see your progress. Smartwatch banking lets you monitor your savings at a glance.
-
Alerts & eDocuments
Set up text or email alerts to track what you need to know, and get all your account statements electronically.
We’ve got options for you.
Start small. Save big.
It’s easy! Start by putting just $1.00 in a BluPeak Credit Union savings account the first week. Then increase your deposit by one dollar each week. You’ll deposit $2.00 the second week, $3.00 the third week, and so on, until at the end of the challenge you’ll make a final $52.00 deposit. It won’t feel like you’re doing that much, but you’ll be surprised how quickly it adds up.
After one year—52 short weeks—you’ll have saved almost $1,400! And, you’ll have created a healthy new habit that can help you bring more of your dreams to life.
Download the PlanTomorrow looks good from here.
Savings Type |
Dividend Rate |
APY |
---|---|---|
Savings Type High Rate Savings |
Dividend Rate 2.72% |
APY 2.75% |
Savings Type Regular Savings |
Dividend Rate 0.05% |
APY 0.05% |
Savings Type Advantage Savings |
Dividend Rate 0.05% |
APY 0.05% |
Savings Type Holiday Savings1 |
Dividend Rate 0.30% |
APY 0.30% |
Savings Type Youth Savings2 |
Dividend Rate 0.05% |
APY 0.05% |
Savings Type IRA Regular Savings |
Dividend Rate 0.05% |
APY 0.05% |
Savings Type Legacy Savings |
Dividend Rate 0.00% |
APY 0.00% |
Must meet membership and account criteria. Rate terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are effective as of 10/1/2024, are the anticipated rates and yields and are variable, meaning they can change without notice unless noted otherwise. APYs assume dividends will remain in the account. Withdrawals and fees may reduce earnings. Additional fees may apply based on account usage. Refer to the Schedule of Fees and Charges for more information 1. Deposits only, with one annual disbursement in November. A withdrawal, other than the scheduled disbursement, will cause the account to be closed and any accrued dividends will be forfeited. |
Need answers? We’ve got ’em.
You can make a deposit one of the following ways:
- Make a Mobile Deposit using our Mobile App.
- Make an ATM deposit.
- Bring your deposit into any BluPeak Credit Union branch or CO-OP Shared Branch location.
Mail your deposit with a deposit slip. BluPeak Credit Union, P.O. Box 881109, San Diego, CA 92168.
To set up a payer direct deposit relationship, please complete our Direct Deposit Form and submit it to your employer, state or federal agency, or to another entity that pays you on a regular basis.
If you’re using a different direct deposit form, please be sure to enter our Routing and Transit Number: 322281691.
We offer several convenient ways to transfer money between your BluPeak Credit Union accounts:
- Log in to Online Banking and click the Move Money tab
- Log in to Online Banking using our Mobile App and tap Transfers
- Use our 24-Hour Telephone Banking Line at 866.873.4968
- Visit any CO-OP ATM
Ready to take the next step?
Disclosures
Must meet membership and account opening criteria. Mobile and data rates apply when using Mobile Banking.
1. Deposits only, with one annual disbursement in November. A withdrawal, other than the scheduled disbursement, will cause the account to be closed and any accrued dividends will be forfeited.
2. Designed for minors under age 18, using the minor’s tax identification number. A person of majority age must also be joint on the account.