You Might Also Be Interested In
What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
Ready to Buy a Home? Think Beyond the Down Payment.
Buying a home is a big financial and emotional step. Consider the following factors before making the big move. Read More
What Can Damage Your Credit Score
Achieving a good credit score is just part of the story—protect your credit by avoiding these risky financial moves. Read More