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What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
Mind Over Money: 6 Tips to Reduce Financial Stress
You should be thinking about your money, not stressing about it. A more mindful approach can bring a boost to your financial well-being. Read More
Holiday Loans: All the Fun, None of the Credit Card Debt
Want to protect your finances while enjoying the holidays? The right loan could be a simple, affordable alternative to using your credit card. Read More