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What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
Protect Your Plastic: Tips to Keep Your Cards Safe
There are two essential ways to avoid falling victim to theft, debit card fraud, and credit card fraud: Staying informed and taking steps to protect yourself. Read More
How to Lower Your Monthly Bills
Bills taking up too much of your paycheck? Don’t stress about it! Cut them down to size with these easy money-saving tips! Read More