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What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
BluPeak Credit Union Opens New Mission Valley Branch
BluPeak Credit Union (BluPeak Credit Union) celebrated the opening of its new Mission Valley Branch location on Monday, Aug. 23, 2021. The branch, located in the Westfield Mission Valley retail complex, celebrated the grand opening with a series of raffle prizes and special bonuses for members who opened a new auto loan. Read More
5 Ways to Cut Your Holiday Spending (and Stress)
No matter how you celebrate the holidays, there are probably a few things you can count on: big fun, big meals—and a big price tag. Want to enjoy the season without overspending? You’re definitely not alone. According to the National Retail Federation, the average American shells out more than a grand over the holidays. As a country, our holiday shopping bill Read More