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What to know about soft credit inquiries

Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More

9 Mortgage Terms Every Home Buyer Should Know

Buying a home is exciting, but it can also be a little daunting. After all, you’re getting ready to take on a major financial responsibility, and the home buying process can feel overwhelming. We understand. Read More

Valuable Tips to Prepare for Tax Season

If we had to guess, we’d say that filing income taxes is probably the last thing you want to deal with. Millions of Americans typically wait until the last minute before submitting their return, and who can blame them? For most, this topic is as stale as old bread. The season also raises feelings of uncertainty. Where do I begin? Am Read More