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What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
4 Key Advantages of Being in a Credit Union
If you’re looking to partner with a financial institution that puts members first, look no further than the credit union that’s been trusted by Californians for decades. Read More
6 Tips To Help You Boost Your Credit Score
It’s not a secret that your credit score is important to your financial well-being. After all, financial institutions and other businesses check your credit to make sure they’re not taking a big risk by doing business with you. Read More
