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What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
Should You Cash-in on Your Home’s Equity?
Here are some questions to ask to help you decide whether now’s the time to cash-in on your home’s equity. Read More
Giving to Charity? Follow These Tips.
If you want to make sure your money does the most possible good, you’ll need to be smart about how and where you give. Read More