Your Money, Further
Practical tips to help you save, grow and make dreams happen, and member stories to back up that promise
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Credit Union Auto Loan Rates: Why They’re Often Lower Than Dealership Financing in California
Quick Answer Credit union auto loan rates are often lower than dealership financing because credit unions are member-owned and not for profit. This structure allows them to offer competitive annual percentage rates (APRs), transparent loan terms, and guidance focused on long-term financial health: not dealership markups or short-term financing incentives. What Are Credit Union Auto Loan Rates? Credit union Read More
Buy Now, Pay Later with FlexPay!
BluPeak’s FlexPay is an alternative to traditional “Buy Now, Pay Later” loans offered by companies like Klarna, AfterPay, and Affirm, allowing our members to break up large purchases into smaller installment payments. What makes FlexPay different, however, is that compared to the Buy Now, Pay Later options offered at for-profit financial institutions, FlexPay offers more forgiving grace periods for late Read More
How to set short-term and long-term financial goals
Financial goals are essential for achieving what you truly value in life. This guide offers practical advice on setting short-term and long-term financial goals, including tips on budgeting, debt reduction, emergency savings, and retirement planning. Start paving the way toward your financial stability today! Read More
What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
Enjoy Payday Sooner from a Credit Union with Early Direct Deposit
Are you tired of waiting for your hard-earned money? Direct deposit is your golden ticket to an early payday. It also saves you time, shields you from overdrafts, enhances security, and simplifies your savings strategy. Read More
Secure Your Finances With Alerts
Stay in control of your finances with account alerts. Get notified about important activity on your account, from low balances to large transactions. Discover how to set them up easily and avoid unexpected fees. Your financial security is just a click away. Read More