Your Money, Further
Practical tips to help you save, grow and make dreams happen, and member stories to back up that promise
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How to Build Credit From Scratch: A Step-by-Step Guide
Everyone starts with no credit — a blank file isn’t a bad score, it’s simply the beginning. But that blank file can still stand between you and an apartment, a car loan, or a decent interest rate. The good news is that building credit from scratch is one of the most predictable things in personal finance. Follow a few steps Read More
What Is a Mobile Wallet and How Does It Work?
The use of contactless payments with mobile wallets has increased significantly since the start of the pandemic. Are you still paying the old-fashioned way? Here’s why you should give your phone’s mobile wallet a try. Read More
Personal Loan vs. Credit Card: Which Should You Use?
A personal loan and a credit card are both useful — they’re just built for different jobs. A personal loan gives you a fixed amount at a fixed rate with a set payoff date, which makes it the better fit for a large, one-time expense or for consolidating high-interest balances. A credit card is revolving credit that’s ideal for everyday Read More
Zelle vs. Venmo vs. Cash App: The Safest Way to Send Money
BluPeak Credit Union Financial Wellness Team Zelle®, Venmo®, and Cash App® all let you send money in minutes, but they work differently. Zelle® moves money directly between bank accounts (often within your banking app) and doesn’t hold a balance, which many people consider the most secure for everyday transfers between people they trust. Venmo® and Cash App® store a balance Read More
How To Switch From A Bank To Credit Union Checklist
Thinking about leaving your bank for a credit union but not sure where to start? You’re not alone — and the good news is, switching is a lot less painful than you’d think. Switching from a bank to a credit union takes seven simple steps: confirm your eligibility, open and fund your new account, set up online banking, redirect your Read More
Why Are Credit Unions Better Than Banks?
Most people don’t sit down one day and decide where to bank. They open the account their parents used. Or the one closest to home. Or the one that came with their first job. Then they stay—not because they’ve compared options, but because it works well enough. So when the question comes up, are credit unions actually better than banks? Read More