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Soft Credit Inquiry vs. Hard Inquiry: What’s the Difference?

Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More

5 Ways to Give Your Savings a Boost

Let’s get your finances to a better place. Here are five ways to boost your savings and start feeling more confident about your financial future. Read More

How Secure Is Your Financial Data?

Here at BluPeak Credit Union, helping safeguard your data is a responsibility we take seriously, and we use the latest security measures to do just that. Unfortunately, in today’s highly connected, highly online society, there are lots of ways for criminals to steal someone’s personal or financial data. Read More

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