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What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
New or Used: Choosing the Right Car for You
One of the most important choices you’ll make is whether to buy a new or used car. Neither choice is wrong – it’s all about what you’re looking for in a vehicle and what makes sense for your financial situation. Read More
This Summer, Have More Fun for Less Money
Summer is filled with possibilities. As you dream of giving your kids the best time of their lives, know that you don’t have to spend a fortune to have fun. Read More