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What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
When It Comes to Savings, an Emergency Fund Is Just the Beginning
Whether you have been making monthly transfers to your savings or simply depositing extra money when it’s available, you’ve built an emergency fund to help you stay afloat if times get tough. Read More
BluPeak Credit Union Opens New Mission Valley Branch
BluPeak Credit Union (BluPeak Credit Union) celebrated the opening of its new Mission Valley Branch location on Monday, Aug. 23, 2021. The branch, located in the Westfield Mission Valley retail complex, celebrated the grand opening with a series of raffle prizes and special bonuses for members who opened a new auto loan. Read More