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Helping Yourself & Your Community During COVID-19
Around the world and throughout California, the COVID-19 pandemic has quickly changed many people’s lives. At BluPeak Credit Union, we know that many of our members have had to reevaluate their goals as a result of unexpected changes. Read More
What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
Are Your Finances Recession-Ready?
It’s important to understand how an economic downturn can potentially affect your finances, such as through a job loss or hit to your retirement savings. These recession-planning tips can help you stay prepared. Read More