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What to know about soft credit inquiries

Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More

San Diego-Based BluPeak Credit Union Finds Success with National Media Relations Efforts

Media relations efforts coordinated by PCG facilitated a platform for BluPeak Credit Union financial experts to provide this information to an audience outside of the California-based membership regions. Read More

What 2020 Taught Us About Financial Preparedness

While 2020 was tough, it also offered some valuable financial lessons. Learning from them now can help you strengthen your finances in the new year. Read More