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Best Bank Accounts for College Students
The best bank account for a college student is one with no monthly maintenance fee, no minimum balance, a fee-free ATM network, a strong mobile app, and a clear path to building credit. Credit unions like BluPeak — federally insured by the NCUA up to $250,000 — often beat big national banks on fees and rates because they’re member-owned and Read More
What’s New for Tax Filers in 2023
Reduce the confusion and hassles of the annual ritual by heeding these changes and best practices—including smart-money tips for lowering your overall tax bill! Read More
Soft Credit Inquiry vs. Hard Inquiry: What’s the Difference?
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More