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Personal Loan vs. Credit Card: Which Should You Use?
A personal loan and a credit card are both useful — they’re just built for different jobs. A personal loan gives you a fixed amount at a fixed rate with a set payoff date, which makes it the better fit for a large, one-time expense or for consolidating high-interest balances. A credit card is revolving credit that’s ideal for everyday Read More
How Terry gained peace of mind and avoided double paying a bill…
Terry wrote a check to a business for close to $1,000 and watched her account closely so she would know when it cleared her account. When the business told her the check had been processed by their financial institution, but she saw the funds hadn’t actually been withdrawn from her account, she turned to Deanna who works in our La Mesa branch for help and advice. Should she write out another check to send to the company just to be safe, or wait and see? Read More
How Much House Can I Afford?
Whether you’re a first-time home buyer or moving up to something bigger, the most important feature of your new place will be how well it fits your finances. Read More