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Credit Union Auto Loan Rates: Why They’re Often Lower Than Dealership Financing in California

Quick Answer Credit union auto loan rates are often lower than dealership financing because credit unions are member-owned and not for profit. This structure allows them to offer competitive annual percentage rates (APRs), transparent loan terms, and guidance focused on long-term financial health: not dealership markups or short-term financing incentives.   What Are Credit Union Auto Loan Rates? Credit union Read More

How Dana finished college and recovered from bankruptcy

A single mother of two boys, Dana had put off completing her college degree due to various life events and was working to reestablish her credit after a bankruptcy when she connected with Genevieve in our La Jolla branch. She’d only been a member for six months and wondered if there was any way we could help. That day changed her family’s life. Read More

Social Media: Scammers’ New Favorite Playground

Doing more on Facebook and Instagram these days? So is everybody else, and that means scammers can’t be far behind. Read More