Get an Auto Loan
Be empowered, buy with confidence
You want to buy a car.
We’ll bring the expertise and financial tools to help you negotiate and buy confidently. Here’s how it works.
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Apply with BluPeak online
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Shop for the car you want
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Make your purchase
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Buy auto insurance
The right financial partner makes everything easier.
The details you want to hear
Low rates for new and used vehicles, with flexible terms of up to 84 months.
Fast, personal credit decisions
No smoke and mirrors here. Get a straightforward decision in minutes.
No payment due up to 90 days1
Get a jumpstart on your new loan with a three-month deferral period.
Tomorrow looks good from here.
|
Term |
APR as low as |
Maximum Loan Amount |
|---|---|---|
|
Term Up to 24 months |
APR as low as 5.49% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 36 months |
APR as low as 5.59% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 48 months |
APR as low as 6.09% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
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Term Up to 60 months |
APR as low as 6.19% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 72 months |
APR as low as 6.39% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 84 months |
APR as low as 7.39% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term |
APR as low as |
Maximum Loan Amount |
|---|---|---|
|
Term Up to 24 months |
APR as low as 6.49% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 36 months |
APR as low as 6.59% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 48 months |
APR as low as 7.09% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 60 months |
APR as low as 7.19% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 72 months |
APR as low as 7.39% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 84 months |
APR as low as 8.39% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
Let’s crunch some numbers.
*Interactive calculators are made available to you as self-help tools for your independent use. They are not intended to provide financial or investment advice and may not be applicable to your specific circumstances. All examples are hypothetical and are for illustrative purposes.
Need answers? We’ve got ’em.
You may occasionally receive offers from TruStage Insurance for Accidental Death and Dismemberment (AD&D), Life Insurance as well as Auto and Home Insurance. BluPeak Credit Union considers insurance an important part of your overall financial well-being, and we make these offers available to ensure you have insurance options at an affordable price. Today, more than 14 million members rely on TruStage to provide affordable individual and family coverage. To learn more, visit TruStage or call 888.787.8243.
To cancel your TruStage Insurance call:
- TruStage Life Insurance: 888.787.8243
- TruStage AD&D: 888.787.8243
- TruStage Auto and Home Insurance: 888.380.9287
TruStage is a registered trademark of CUNA Mutual Group.
If you applied online, please check the status online; otherwise call us at 866.873.4968.
We’re here to help you build a better future.
Learn the Auto Loan Terms You Should Know Before Financing a Car. Explore our blog to get practical tips to help you save, grow and accomplish your goals.
11 Auto Loan Terms You Should Know Before Financing a Car
5 Things You Should Know Before You Borrow
New or Used: Choosing the Right Car for You
Ready to take the next step?
Disclosures
Must meet membership and account criteria. All loans subject to credit approval. Rates terms and conditions subject to change. Some restrictions apply. APRs listed are our best rates. Your rate may be higher based on your credit history and other qualifying criteria. Additional discounts may be applicable, please ask BluPeak representative for more details. Financing may include dealer service contracts, such as Guaranteed Auto Protection and Mechanical Breakdown Insurance. Information and interactive calculators are made available to you as self-help tools for your independent use. They are not intended to provide financial or investment advice and may not be applicable to your specific circumstances. All examples are hypothetical and are for illustrative purposes.
Interest rates and monthly payment information are only estimates. Actual rates and monthly payment amounts are based on your personal credit history and will be provided upon receipt of a completed loan application approved by BluPeak Credit Union. Payment Examples (rates include 0.50% discount with automatic payment from a BluPeak checking account): 5.49% APR is based on approximately 24 monthly payments of $44.19 per $1,000 borrowed. 5.59% APR is based on approximately 36 monthly payments of $30.31 per $1,000 borrowed. 6.09% APR is based on approximately 48 monthly payments of $23.59 per $1,000 borrowed. 6.19% APR is based on approximately 60 monthly payments of $19.48 per $1,000 borrowed. 6.39% APR is based on approximately 72 monthly payments of $16.81 per $1,000 borrowed. 7.39% APR is based on approximately 84 monthly payments of $15.34 per $1,000 borrowed.
Up to 125% financing of dealer MSRP on model years 2024 and newer. 125% of dealer MSRP is only for a new auto that has never been registered. Up to 125% financing of the base Kelley Retail Blue Book on 2019 model years and newer and up to 125% financing of the Kelley Wholesale Blue Book on 2015-2018 models based on creditworthiness. Vehicle must meet collateral requirements. Vehicles not eligible for this offer include but not limited to: out-of-state private party purchases, commercial vehicles, salvage title, boat, or recreational vehicles.
*TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
- Must qualify for payment deferral. Finance charges begin accruing as of the loan origination date.