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Buy Now, Pay Later with FlexPay!

BluPeak’s FlexPay is an alternative to traditional “Buy Now, Pay Later” loans offered by companies like Klarna, AfterPay, and Affirm, allowing our members to break up large purchases into smaller installment payments. What makes FlexPay different, however, is that compared to the Buy Now, Pay Later options offered at for-profit financial institutions,  FlexPay offers more forgiving grace periods for late Read More

What Damages Your Credit Score? The 6 Biggest Factors

What damages your credit score? The two biggest factors are missing or late payments and high credit utilization, which together make up about 65% of a FICO Score. Defaulting on a loan, closing old accounts, applying for too much new credit at once, and having little variety in your credit can also lower your score. Building a good credit score Read More

How Much House Can I Afford?

Whether you’re a first-time home buyer or moving up to something bigger, the most important feature of your new place will be how well it fits your finances. Read More

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