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What to know about soft credit inquiries

Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More

3 Tips to Maintain Good Financial Health

The COVID-19 pandemic has thrown routines out of balance, and while staying healthy is a top priority, we also know that many are concerned about how this pandemic is affecting their financial health. So, we thought we’d share three ways to help you maintain your financial wellness during this uncertain time. Read More

How to Dodge the Data Grinch This Holiday Season

Got an unexpected text with an “urgent” package-delivery notification? Received a holiday e-card from a long-lost friend? Before you tap that link, follow these tips first. Read More