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What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
Spot Scams Fast by Learning from These 8 Examples
Have you ever received an email that says something like… “Congratulations! You just won $10,000 in our local lottery! To collect your prize money…” -- and does it sound too good to be true? Then, as the saying goes, it probably is. Read More
6 Ways to Make a Difference in Our Community
Many nonprofits rely on volunteers to help fulfill their mission. Check out these local organizations who could use your support—in-person and remote opportunities are available! Read More