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What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
Does a College Degree Really Pay Off?
We’ll cut to the chase: yes, on average, people with college degrees earn more. Great news, right? Well, yes and no. After all, you’re not average! Check out our Dream Blog post for help deciding whether the sizeable investment in a degree will be worth it to you. Read More