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What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
Is it Better to Buy or Rent a Home?
Before making the decision of whether to rent or buy a home, consider the pros and cons of each option. Read More
Impress Your Friends With Your California Knowledge
In honor of California’s anniversary of becoming an official state in September 1850, check out these 10 fun facts about your home state! Read More