Personal Loan Overlay – Berkeley
Posted -
You Might Also Be Interested In
Payroll Tax Deferral: What You Should Know
Learn about the 2020 payroll tax deferral and find out what it could mean for your paycheck. Read More
What Is a Mobile Wallet and How Does It Work?
The use of contactless payments with mobile wallets has increased significantly since the start of the pandemic. Are you still paying the old-fashioned way? Here’s why you should give your phone’s mobile wallet a try. Read More
Soft Credit Inquiry vs. Hard Inquiry: What’s the Difference?
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More