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What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
How Karen and Steven were able to manage the costs of grandparent parenthood
It was great news for Karen and Steven when they were given full guardianship/stewardship of their four and six-year-old grandchildren, but becoming parents a second time around wasn’t in their original financial plan. As members of BluPeak Credit Union for 34 years, they knew that Michele in our Member Service Center would know how to help them explore their options. Read More
9 Black Californians Who Have Led the Way
Learn about nine great Black Californian leaders throughout history whose lives and work helped change the world. Read More