Credit Card Overlay – Chula Vista

You Might Also Be Interested In

8 Steps to a Better Post-Holiday Budget

Big fun in December can lead to big bills in January. Here’s how to get your finances back in shape and start the new year on the right foot. Read More

What to know about soft credit inquiries

Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More

Who Will Pay for College, and How?

The more time you have to prepare for college expenses, the better. Read More