Credit Card Overlay – Carmel Mountain

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Personal Loan vs. Credit Card: Which Should You Use?

A personal loan and a credit card are both useful — they’re just built for different jobs. A personal loan gives you a fixed amount at a fixed rate with a set payoff date, which makes it the better fit for a large, one-time expense or for consolidating high-interest balances. A credit card is revolving credit that’s ideal for everyday Read More

BluPeak Credit Union President/CEO Jim Harris Announces Retirement

BluPeak Credit Union (BluPeak Credit Union) President and Chief Executive Officer, Jim Harris, has announced his retirement following a 15-year career at the helm of the credit union. Mr. Harris will remain involved with the credit union to ensure a smooth transition during the final stages of the succession plan. Read More

How to Protect Yourself From the Latest Financial Scams

To protect yourself from financial scams, slow down and verify before you act. Scammers create urgency to push you into sending money or sharing account details. The biggest threats in 2026 are imposter scams (someone pretending to be your bank, the government, or a company), social media scams, and peer-to-peer (P2P) payment fraud. Never share one-time passcodes, never move money Read More

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