You Might Also Be Interested In
What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
Online Personal Budgeting Tools You Need to Know
What’s the best way to start a personal budget? Consider these widely used digital tools and simple rules to create a solid spending-and-savings plan Read More
Are Your Finances Recession-Ready?
It’s important to understand how an economic downturn can potentially affect your finances, such as through a job loss or hit to your retirement savings. These recession-planning tips can help you stay prepared. Read More