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The best bank account for a college student is one with no monthly maintenance fee, no minimum balance, a fee-free ATM network, a strong mobile app, and a clear path to building credit. Credit unions like BluPeak — federally insured by the NCUA up to $250,000 — often beat big national banks on fees and rates because they’re member-owned and Read More

How to Build Credit From Scratch: A Step-by-Step Guide

Everyone starts with no credit — a blank file isn’t a bad score, it’s simply the beginning. But that blank file can still stand between you and an apartment, a car loan, or a decent interest rate. The good news is that building credit from scratch is one of the most predictable things in personal finance. Follow a few steps Read More

Do These 5 Things Before the End of the Year

During the busy holiday season, it can be tough to set aside time to do anything other than shopping, cooking, and celebrating. But taking a close look at your finances now is important, because it can save you money and help you meet your goals next year. Set yourself up for personal finance success in the new year with this Read More

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