You Might Also Be Interested In
What Can Damage Your Credit Score
Achieving a good credit score is just part of the story—protect your credit by avoiding these risky financial moves. Read More
5 Things You Should Know Before You Borrow
If you’re thinking about applying for a loan or opening a credit card, make sure you understand what you’re signing up for. These tips will help you know if it’s a good time to borrow, and how to do it responsibly and affordably. Read More
What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More