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Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
7 Ways to Make Learning Fun This Summer
Even if you’ll be spending more time at home this summer, you can still keep your kids learning and having fun. Read More
Debt Awareness Week: Creating Healthy Financial Habits
Did you know that healthy financial habits can be learned, and they can actually be fun as you see yourself making progress toward your financial goals? Read More