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What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
11 Auto Loan Terms You Should Know Before Financing a Car
Buying a new car can be stressful, but it doesn’t have to be. Brush up on these common car-buying terms so you can shop with confidence. Read More
Are You Meeting Your Retirement Goals?
Whether you’re looking forward to time on the golf course or time with the grandkids, retirement can be a stage in life that affords you the greatest freedom—if you prepare for it. Read More