Deposit and Loan Rates
|
Checking Type |
Dividend Rate |
APY |
|
|---|---|---|---|
|
Checking Type BluRIPPLE Checking |
Dividend Rate 0.00% |
APY 0.00% |
|
|
Must meet membership and account criteria. Rates, terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are effective as of 12/1/2025, are the anticipated rates and yields and are variable, meaning they can change without notice unless noted otherwise. Refer to the Schedule of Fees and Charges for more information. Fees may apply based on product and account usage, and may reduce earnings. *Additional fees may apply based on account usage. |
|||
|
Savings Type |
Dividend Rate |
APY |
|
|---|---|---|---|
|
Savings Type BluRIPPLE Savings ($0.00-$999.99) |
Dividend Rate 0.05% |
APY 0.05% |
|
|
Savings Type BluRIPPLE Savings ($1000.00-$9999.99) |
Dividend Rate 0.10% |
APY 0.10% |
|
|
Savings Type BluRIPPLE Savings ($10,000-$24999.99) |
Dividend Rate 0.35% |
APY 0.35% |
|
|
Savings Type BluRIPPLE Savings ($25,000-$49999.99) |
Dividend Rate 0.45% |
APY 0.45% |
|
|
Savings Type BluRIPPLE Savings ($50,000-$99999.99) |
Dividend Rate 0.55% |
APY 0.55% |
|
|
Savings Type BluRIPPLE Savings ($100,000-$249999.99) |
Dividend Rate 0.65% |
APY 0.65% |
|
|
Savings Type BluRIPPLE Savings $250,000+ |
Dividend Rate 0.75% |
APY 0.75% |
|
|
Must meet membership and account criteria. Rates, terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are effective as of 12/1/2025, are the anticipated rates and yields and are variable, meaning they can change without notice unless noted otherwise. Refer to the Schedule of Fees and Charges for more information |
|||
|
Term |
Minimum Balance |
Dividend Rate |
APY |
|---|---|---|---|
|
Term 6 Month Intro |
Minimum Balance $500 |
Dividend Rate 3.45% |
APY 3.50% |
|
Term 12 Month Intro |
Minimum Balance $500 |
Dividend Rate 2.72% |
APY 2.75% |
|
Term 18 Months |
Minimum Balance $500 |
Dividend Rate 1.99% |
APY 2.00% |
|
Term 24 Months |
Minimum Balance $500 |
Dividend Rate 1.99% |
APY 2.00% |
|
Term |
Minimum Balance |
Dividend Rate |
APY |
|
Term |
Minimum Balance |
Dividend Rate |
APY |
|---|---|---|---|
|
Term 12 Months |
Minimum Balance $1,000 |
Dividend Rate 2.97% |
APY 3.00% |
|
Term 18 Months |
Minimum Balance $1,000 |
Dividend Rate .50% |
APY .50% |
|
Term 24 Months |
Minimum Balance $1,000 |
Dividend Rate .75% |
APY .75% |
|
Term 60-120 Months |
Minimum Balance $1,000 |
Dividend Rate .95% |
APY .95% |
Must meet membership and account criteria. Rate terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are valid as of 11/13/2025 and are variable, meaning they can change without notice until a specific certificate is opened. APYs assume dividends will remain in the account. Withdrawals and fees may reduce earnings. Refer to the Schedule of Fees and Charges to see full rates and terms. Early withdrawal penalties apply. Certificates generally renew to a like term at the dividend rate in effect at renewal. Promotional certificates, when offered, may renew to standard certificates. Refer to the individual certificate disclosure for specific information.
Mortgages
We offer Fixed Rate, Adjustable Rate, Jumbo Fixed, and Jumbo Adjustable Rate Mortgage Loans.
Contact us for today’s rates and to apply for a loan
|
Max. Combined Loan-To-Value |
Minimum Line |
Maximum Line |
Prime Rate |
Margin |
Variable APR without AutoPay |
Variable APR with AutoPay* |
|---|---|---|---|---|---|---|
|
Max. Combined Loan-To-Value Up to 70% |
Minimum Line $10,000 |
Maximum Line $250,000 |
Prime Rate 7.00% |
Margin 2.00% |
Variable APR without AutoPay 9.00% |
Variable APR with AutoPay* 8.50% |
|
Must meet membership and account criteria. All loans subject to credit approval. Rates, terms, and conditions subject to change. Some restrictions apply. APRs effective as of 12/1/2025 and are our best rates. Your rate may be higher based on your credit history and other qualifying criteria. The rate is variable, subject to a minimum rate of 3.99% APR and maximum rate of 15.00% APR. A $10,000 initial advance may be required. You may be required to reimburse us for closing costs if your line is closed in the first three years. *Automatic payments from a BluPeak Checking Account are required for full loan term otherwise rate will increase by 0.50%. |
||||||
|
Term |
APR as low as |
Maximum Loan Amount |
|---|---|---|
|
Term Up to 24 months |
APR as low as 5.24% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 36 months |
APR as low as 5.34% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 48 months |
APR as low as 5.84% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 60 months |
APR as low as 5.94% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 72 months |
APR as low as 6.14% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 84 months |
APR as low as 7.14% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term |
APR as low as |
Maximum Loan Amount |
|---|---|---|
|
Term Up to 24 months |
APR as low as 6.24% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 36 months |
APR as low as 6.34% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 48 months |
APR as low as 6.84% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 60 months |
APR as low as 6.94% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 72 months |
APR as low as 7.14% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Term Up to 84 months |
APR as low as 8.14% |
Maximum Loan Amount Up to 125% of Vehicle's Base Invoice or Retail Kelly Bluebook |
|
Loan Type |
APR as low as1 |
Loan Term |
|---|---|---|
|
Loan Type New RV |
APR as low as1 8.99% to 12.99% |
Loan Term Up to 180 months |
|
Loan Type Used RV |
APR as low as1 9.99% to 13.99% |
Loan Term Up to 180 months |
|
Loan Type New Boat |
APR as low as1 8.99% to 12.99% |
Loan Term Up to 180 months |
|
Loan Type Used Boat |
APR as low as1 9.99% to 13.99% |
Loan Term Up to 180 months |
Must meet membership and account criteria. All loans subject to credit approval. Rates, terms, and conditions subject to change. Some restrictions apply. APRs effective as of 12/1/2025 and are our best rates. Your rate may be higher based on your credit history and other qualifying criteria. Automatic payments from a BluPeak Checking Account are required for full loan term otherwise rate will increase by 0.50%.
Financing may include dealer service contracts, such as Guaranteed Auto Protection and Mechanical Breakdown Insurance. BluPeak also offers similar service contracts at very reasonable rates. Please call our Member Service Center at 866.873.4968.
Payment Examples: 24 monthly payments of $44.19 per $1,000 borrowed at 5.49% APR. 84 monthly payments of $15.34 per $1,000 borrowed at 7.39% APR. 180 monthly payments of $10.18 per $1,000 borrowed at 8.99% APR. Check out our calculators to calculate a payment example for your specific loan needs.
|
Loan Type |
Maximum Loan Amount |
Loan Term |
APR as low as |
|---|---|---|---|
|
Loan Type Signature Loan |
Maximum Loan Amount Up to $30,000 |
Loan Term Up to 96 months |
APR as low as 10.49% |
|
Loan Type Share Secured |
Maximum Loan Amount Up to 100% of a BluPeak Credit Union Savings Account |
Loan Term Up to 120 months |
APR as low as Regular Savings Rate plus 3.00% |
|
Must meet membership and account criteria. All loans subject to credit approval. Rates, terms and conditions subject to change. Some restrictions apply. APRs valid as of 12/1/2025 and are our best rates. Your rate may be higher based on your credit history and other qualifying criteria. Automatic payments from a BluPeak Checking Account are required for full loan term otherwise rate will increase by 0.50%. $75,000 max combined total unsecured loan limit/balances per member. 36 monthly payments of $32.65 for every $1,000 borrowed at 10.49% APR. |
|||