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What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
How to Save Money During the Holidays
With these holiday budgeting tips and budget-friendly family holiday ideas, you can make your money go farther while creating fun, new traditions to make the season even more special! Read More
Celebrating MLK Day by Serving Our Community
Each year, Martin Luther King Jr. Day is a time to celebrate the sacrifices and incredible achievements of King as part of America’s civil rights movement—and an inspiration to continue his work today. Read More