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What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
Using a HELOC to Turn Your House into Your Dream Home
Updating your home can be a huge boost to your family’s quality of life, as well as an investment that pays off when you sell your home later. Read More
Build Your Savings Without Even Trying
Whether you’re saving for big dreams or preparing for what-ifs, the secret to success is to make saving a habit. Read More