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Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
Start Repairing Your Credit Score in 4 Simple Steps
Don’t let a weak credit score hold you back from achieving your dreams. Start to strengthen your credit by following these four steps. Read More
6 Things to Consider Before Adopting a Pet
You want a dog. Or a cat. Or maybe a turtle? Here’s what to consider first, so you can be sure your new pet will have a happy home. Read More
