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What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
Should You Cash-in on Your Home’s Equity?
Here are some questions to ask to help you decide whether now’s the time to cash-in on your home’s equity. Read More
Valuable Tips to Prepare for Tax Season
If we had to guess, we’d say that filing income taxes is probably the last thing you want to deal with. Millions of Americans typically wait until the last minute before submitting their return, and who can blame them? For most, this topic is as stale as old bread. The season also raises feelings of uncertainty. Where do I begin? Am Read More