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What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
7 Ways To Improve Your Financial Fitness
Get the new year off to a great start with these simple steps to get out of debt, save more, and improve your credit. Read More
How to Spot a Scam: 8 Warning Signs
We’re committed to helping our members protect themselves—and their money—from fraud and identity theft. That’s why we want you to know about eight warning signs of a potential scam. Read More