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What to know about soft credit inquiries

Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More

3 Solutions to Help You Keep Your Financial Resolutions

It’s a brand new year! An opportunity to press the refresh button, and a perfect time for self-reflecting, goal setting, and mapping out our lives for the next 365 days. Our resolutions act as a guidebook to success, and if we follow our path precisely, then we’re supposed to feel a real sense of accomplishment, right? But sadly, most people Read More

Is Debt Consolidation Right for You?

Sometimes life can get expensive. Whether you’re paying for holiday festivities or emergency car repairs, it’s convenient to cover expenses with a credit card or other financing. Read More