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What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
4 Key Advantages of Being in a Credit Union
If you’re looking to partner with a financial institution that puts members first, look no further than the credit union that’s been trusted by Californians for decades. Read More
Ready to Buy a Home? Think Beyond the Down Payment.
Buying a home is a big financial and emotional step. Consider the following factors before making the big move. Read More