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What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
6 Tips To Help You Boost Your Credit Score
It’s not a secret that your credit score is important to your financial well-being. After all, financial institutions and other businesses check your credit to make sure they’re not taking a big risk by doing business with you. Read More
Impress Your Friends With Your California Knowledge
In honor of California’s anniversary of becoming an official state in September 1850, check out these 10 fun facts about your home state! Read More