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Credit Union Auto Loan Rates: Why They’re Often Lower Than Dealership Financing in California

Quick Answer Credit union auto loan rates are often lower than dealership financing because credit unions are member-owned and not for profit. This structure allows them to offer competitive annual percentage rates (APRs), transparent loan terms, and guidance focused on long-term financial health: not dealership markups or short-term financing incentives.   What Are Credit Union Auto Loan Rates? Credit union Read More

Do These 5 Things Before the End of the Year

During the busy holiday season, it can be tough to set aside time to do anything other than shopping, cooking, and celebrating. But taking a close look at your finances now is important, because it can save you money and help you meet your goals next year. Set yourself up for personal finance success in the new year with this Read More

What’s New for Tax Filers in 2023

Reduce the confusion and hassles of the annual ritual by heeding these changes and best practices—including smart-money tips for lowering your overall tax bill! Read More