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How quick action kept Jesse’s home loan refinance on track
With BluPeak Credit Union’s help, Jesse had a brand new, energy-efficient roof and solar system on his home. Sweet! Next up was refinancing his home loan. But just five days (one of them a holiday) before his rate lock was set to expire, he learned the new lender wasn’t okay with the BluPeak Credit Union solar loan. Read More
What to know about soft credit inquiries
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
Build or Repair Your Credit with These 4 Tips
A good credit score can lead to better opportunities. Here are some steps you can take to start building a positive credit history. Read More