Our Credit Union Rates for Members
Explore Our Credit Union Rates
At BluPeak Credit Union, we’re committed to helping our members make the most of their money. Whether you’re saving for the future, buying a car, or financing a home, our competitive rates and flexible terms are designed to meet your financial goals. Below, you’ll find all our current rates for checking, savings, loans, and more—transparent, easy to understand, and all in one place.
Jump directly to the rates that matter most to you:
- Checking Account Rates
- Savings Account Rates
- Term Certificates
- Mortgages & HELOC Loan Rates
- Car Loan Rates
- Personal Loan Rates
Checking Account Rates
Our checking accounts combine flexibility with convenience. Enjoy features like free online banking, mobile deposits, and nationwide ATM access—plus competitive rates on certain account types. Whether you’re looking for everyday banking or interest-bearing options, we have a plan to fit your lifestyle.
BluRIPPLE Checking
| Checking Type | Dividend Rate | APY | Minimum Opening Deposit |
|---|---|---|---|
|
BluRIPPLE Checking |
0.00% |
0.00% |
$25 |
|
Must meet membership and account criteria. Rates, terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are effective as of 1/1/2026, are the anticipated rates and yields and are variable, meaning they can change without notice unless noted otherwise. Refer to the Schedule of Fees and Charges for more information. Fees may apply based on product and account usage, and may reduce earnings. *Additional fees may apply based on account usage. |
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Savings Account Rates
Grow your savings with confidence. BluPeak Credit Union savings accounts offer competitive interest rates while keeping your money accessible. Choose the account that best fits your goals—whether it’s emergency savings, a rainy-day fund, or a dedicated account for special projects.
BluRIPPLE Savings
| Saving Type | Dividend Rate | APY | Minimum Opening Deposit | |
|---|---|---|---|---|
|
BluRIPPLE Savings ($0.00-$999.99) |
0.05% |
0.05% |
$25 |
|
|
BluRIPPLE Savings ($1000.00-$9999.99) |
0.10% |
0.10% |
$25 |
|
|
BluRIPPLE Savings ($10,000-$24999.99) |
0.35% |
0.35% |
$25 |
|
|
BluRIPPLE Savings ($25,000-$49999.99) |
0.45% |
0.45% |
$25 |
|
|
BluRIPPLE Savings ($50,000-$99999.99) |
0.55% |
0.55% |
$25 |
|
|
BluRIPPLE Savings ($100,000-$249999.99) |
0.65% |
0.65% |
$25 |
|
|
BluRIPPLE Savings $250,000+ |
0.75% |
0.75% |
$25 |
|
|
Must meet membership and account criteria. Rates, terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are effective as of 01/01/2026, are the anticipated rates and yields and are variable, meaning they can change without notice unless noted otherwise. Refer to the Schedule of Fees and Charges for more information |
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1. Deposits only, with one annual disbursement in November. A withdrawal, other than the scheduled disbursement, will cause the account to be closed and any accrued dividends will be forfeited.
2. Designed for minors under age 18, using the minor’s tax identification number. A person of majority age must also be joint on the account.
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Term Certificates Rates
Looking for a safe way to earn more on your money? Our term certificates (CDs) offer fixed rates for a variety of terms, helping you maximize returns while maintaining peace of mind. Terms range from short- to long-term to meet your savings strategy.
BluRipple Term Certificate
| Term | Minimum Balance | Dividend Rate | APY | |
|---|---|---|---|---|
|
6 Month Intro |
$500 |
3.45% |
3.50% |
|
|
12 Month Intro |
$500 |
2.72% |
2.75% |
|
|
18 Months |
$500 |
1.99% |
2.00% |
|
|
24 Months |
$500 |
1.99% |
2.00% |
|
|
Must meet membership and account criteria. Rates, terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are effective as of 01/01/2026, are the anticipated rates and yields and are variable, meaning they can change without notice unless noted otherwise. Refer to the Schedule of Fees and Charges for more information |
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IRA Term Certificate Accounts
| Term | Minimum Balance | Dividend Rate | APY | |
|---|---|---|---|---|
|
12 Months |
$1,000 |
2.97% |
3.00% |
|
|
18 Months |
$1,000 |
.50% |
.50% |
|
|
24 Months |
$1,000 |
.75% |
.75% |
|
|
60-120 Months |
.95% |
.95% |
$25 |
|
|
BluRIPPLE Savings ($50,000-$99999.99) |
0.55% |
0.55% |
$25 |
|
|
BluRIPPLE Savings ($100,000-$249999.99) |
0.65% |
0.65% |
$25 |
|
|
BluRIPPLE Savings $250,000+ |
0.75% |
0.75% |
$25 |
|
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Must meet membership and account criteria. Rates, terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are effective as of 01/01/2026, are the anticipated rates and yields and are variable, meaning they can change without notice unless noted otherwise. Refer to the Schedule of Fees and Charges for more information |
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