Turn your savings into something bigger.
Saving money isn’t just about putting cash aside—it’s about preparing for opportunities, building security, and giving yourself the freedom to dream. At BluPeak, we make saving easy, flexible, and rewarding with our BluRIPPLE Savings Account. Designed to fit your life, whether you’re starting fresh, teaching your kids good financial habits, or planning for retirement, we’ve got you covered.
A Savings Accounts Built for Convenience, Control, and Confidence
No Monthly Fees, No Minimum Balance.
Our BluRIPPLE Savings Account comes with no monthly service fees and no minimum balance requirements, so your money can grow freely without extra costs. Save money without even having to think about it, while monitoring your balance from the devices you like best. Want to be notified when you reach a goal? We’ll tell you.
Designed for saving, not spending—your BluPeak savings account helps you stay focused on your financial goals.
From mobile and smartwatch banking to eDocuments and customizable alerts, you can track your savings and progress—wherever you are, whenever you want.
Get notified when you hit a milestone. With our digital tools and flexible account options, you can focus on what matters most while your savings grows in the background.
Every BluRIPPLE Savings Account Comes With More Than Just Savings
No matter where life takes you, your BluPeak savings account travels with you. From mobile banking to digital payments, we make everyday money management easy. And, your account is securely protected.
- Minimum Opening Balance: $25
- Minimum Balance Required: $0
- Tiered Dividend Rates: Earn higher rates on higher balances
- Unlimited Transfers: Move money in or out anytime (manual or automatic)
- Available to All Ages: Members under 18 require a parent or guardian joint on the account
Easy Access & Management
- Digital Banking
- ATM Card available
- Automatic transfers
- Mobile and online access
- Direct Deposit management
- Account alerts and Free eStatements
- In-person support at BluPeak branches
- 30,000+ CO-OP network surcharge -free ATMs nationwide
Credit Union Benefits
- NCUA-insured deposits up to $250,000
- Local service with a member-first focus
- No shareholder pressure—your success is our priority
Savings Account Rates
The BluRIPPLE Savings Account is designed to help your money grow. Whether you’re just starting out or planning for the future this account features tiered rates that reward you for saving more.
What Our Customers Say
“BluPeak made it so simple to start saving. The automatic transfers mean I don’t even have to think about it, and the holiday account has made budgeting stress-free.”
Jose A.
San Diego
“I love how easy it is to save with BluPeak. No hidden fees, great rates, and I can manage everything right from my phone.”
Olivia Y.
La Jolla
Smart savings tools to help you reach your goals faster
Saving is easier when you’ve got the right tools. From budgeting resources to savings challenges and calculators, BluPeak gives you practical ways to stay on track and make progress toward your financial goals.
- 52-Week Savings Challenge – Start with $1 and grow to nearly $1,400 in just one year.
- Savings & Money Management Calculators – See how your savings can grow over time.
- Spending Assessment – Find opportunities to save more each month.
Open a Premium Savings Account today!
With no monthly fees, no minimum balance, and tiered rates that reward your savings growth, BluPeak makes it easy—and faster—to reach your financial goals. Open a BluPeak savings account and start building the future you want today! Visit a nearby branch or connect with us to get personalized guidance.
Savings Account FAQs
How do I make a deposit to my savings account?
You can deposit funds through direct deposit, mobile check deposit, in-branch, or at participating ATMs.
How do I set up direct deposit to my savings or checking account?
Provide your employer with BluPeak’s routing number and your account number. Direct deposit is fast, secure, and often gives you earlier access to funds.
Can I transfer money between my accounts?
Yes! Log in to online or mobile banking to move money instantly between your any of your BluRIPPLE accounts.
Can I open a savings account for my child?
Yes, our BluRIPPLE Savings Account is designed for all ages. Simply use the minor’s tax ID number. An adult must be joint on the account.
Disclosures
Must meet membership and account opening criteria. Mobile and data rates apply when using Mobile Banking. Additional fees may apply based on account usage. Refer to the Schedule of Fees and Charges for more information.