Emergency Loans

When Financial Relief Matters

As low as

4.00 ^%APR

At BluPeak, we care about our members, especially during times of unexpected financial challenges

Our emergency loan program is a testament to our commitment to your well-being and financial stability. We understand that life can throw unexpected curveballs, and we’ve designated this program with you in mind. When you need a helping hand, count on BluPeak to provide swift and compassionate support. Your financial security is our priority, and we’re proud to offer this program because we genuinely care about you and your financial peace of mind.

A Helping Hand

An unexpected event or emergency expense can turn your budget upside down. Emergency Loans from BluPeak Credit Union offer a fast, affordable option to get the cash you need to help get back on your feet.

The Affordable Option

A smart alternative to costly payday loans or more expensive credit card debt, our emergency loans allow you to borrow from $500 to $5,000, with no collateral and a fixed interest rate.

Rates start at just 4.00% when you open a BluPeak Checking Account and set up direct deposit of your paycheck.*

Getting Started

Click Apply Now to start your application and be sure to reference “Emergency Loan” in the Personal Loan Information section. If you have any questions, we’re here to help 24/7 at 866.873.4968.

Important Things to Know

Your actual rate will be determined based on your credit score, and can range from 4.00% to 12.50%. To qualify, you must also be continuously employed for at least six months, working a minimum of 20 hours per week. Sufficient income is also required, and you may be asked to provide a current paystub.

Borrow Up to $5,000 with interest rates as low as 4.00% APR for 6 months.

Not sure if you're affected by the government shutdown?

Please note: all agencies have their own contingency plans for an appropriations lapse. Please check with your agency for more details.

Key Agencies Impacted: (Not an entire list)

· Department of Commerce

· Department of Education

· Department of Health & Human Services (HHS)

· Centers for Disease Control and Prevention (CDC)

· National Institutes of Health (NIH)

· Food & Drug Administration (FDA)

· Centers for Medicare & Medicaid Services (partially)

· Department of Transportation (DOT) / Federal Aviation Administration (FAA)

· Department of Homeland Security (non-essential units)

· Federal Communications Commission (FCC)

· Environmental Protection Agency (EPA)

· U.S. Department of Agriculture (USDA)

· Department of State

· Department of Justice (civil/non-essential units)

· Small Business Administration (SBA)

· General Services Administration (GSA)

· NASA (non-essential research)

· National Park Service / Interior Department

Agencies / Programs Largely Not Impacted

· Postal Service (They are an independent agency)

· Customs and border agents will continue working at border crossings

· Amtrak

· Social Security checks

· Social Security Administration (SSA)

· Medicare / Medicaid

· U.S. Postal Service (USPS)

· Consumer Financial Protection Bureau (CFPB)

· Essential law enforcement (FBI, Border Patrol, TSA, etc.)

· Air Traffic Control (though unpaid until resolved)

Thanks for learning more about BluPeak’s Emergency Loan Program.

Great rates and exceptional service

By becoming a member of a credit union, you get lower fees and better rates. Plus, you get the expertise of a certified financial coach with every visit—all of our staff are certified.

You matter to us

Whatever your financial goals, we’ll help find the best path forward for you. As a financial institution, we’re small enough to care, and big enough to help.

Access your money anywhere

With more than 30,000 surcharge-free ATMs and 5,000 shared branches across the country, BluPeak is here for you.

We believe we’re better together

BluPeak isn’t a bank. We’re a community. Which is why, every day, we’re working to help you realize your dreams.

When the unexpected hits BluPeak is here to help

Disclosures

Must meet membership and account criteria. All loans subject to credit approval. Terms and conditions subject to change. Assuming an interest rate of 4.00% APR, your monthly payment for 6 months on a $5,000 loan would be $845 with a corresponding APR of 4.00%. $75,000 max combined total unsecured loan limit/balances per member.

*Published rates include the promotional .50% discount. Automatic payments from a BluPeak Checking Account required for full loan term, otherwise rate will increase by .50%.